How to Get Subsidy on own house|pradhan mantri awas yojana | Subsidy Providing Bank list
The focus on affordable housing in India has considerably increased in the recent years due to the various incentives and schemes which are being backed by the government. Also, as an icing on the cake, the home loans have become cheaper. So, this is indeed a high time when several investors and home buyers are purchasing the affordable housing in India. The Union Budget of 2017 announced the affordable housing to be the primary base of developing the "infrastructure" in the country. The businesses which are engaged in offering affordable housing are liable to receive cheaper loans from different nationalized banks and also certain tax concessions. Moreover, there are several foreign funding pouring in which is significantly boosting the infrastructure sector in India. With this particular move, the Indian government is aiming to provide the infrastructure sector in India a major fillip.
There are several property buyers in India who dream of owning their own houses within an affordable budget. Some of these buyers aim in purchasing the affordable housing for residential purposes whereas some intend to purchase these properties as an investment avenue. In case you are one of the many Indians who is planning to purchase an affordable housing, then it is high time to thoroughly analyze this before purchasing.
According to a survey report published by reputed real estate consulting firm Monitor Deloitte, the affordable housing projects are a very profitable business proposition for the developers. In most of the prominent cities in India like Mumbai and Delhi, the internal rate of return (IRR) is 45% and there is a gross margin of 24%. Thus, taking up affordable housing projects by the developers is a lucrative proposition for them. Needless to say, there are many private builder organizations that are entering this segment rapidly in the recent years.
Special initiatives for boosting the affordable housing in India
Some of the recently taken initiatives by the union government in India in regards to affordable housing during the Union Budget are discussed in the below pointers:
• Previously developers used to often complain about the high-interest rates which they were required to pay on their borrowings for developing the real estate projects. The infrastructure tag which has been introduced by the Indian government which facilitate the developers and builders to borrow at much lower and attractive rates for developing the affordable housing projects.
• Apart from the Union budget proposed 'infrastructure tag', there have been several allocations, and there are several housing schemes which have been introduced by the government in India. One of the major and most popular investment schemes which the increased budget for the affordable housings is the Pradhan Mantri Awaas Yojna. The budget of this government housing scheme has been increased from Rs.15,000 crore to Rs. 23,000 crore in the financial year 2017-2018. This is an increase which is as high as 50%.
• In order to boost the housing investment even further, the tenure for the long-term capital gains has been considerably reduced from a three years term to a two years term. Hence, if you are willing to purchase a property in an affordable housing for investment purpose, you can sell the property just after two years and then still claim for some long-term capital gains which have got indexation benefits. This would also encourage several people who are looking at properties with low and medium-term investments.
Below is the complete list of PMAY Home Loan Banks for EWS/LIG/MIG under CLSS Component.
List of Banks for PMAY CLSS Home Loan for EWS / LIG
| Sl. | PLI | Website Address | Associated CNA |
|---|---|---|---|
| PUBLIC SECTOR BANKS* | |||
| 1. | Allahabad Bank | www.allahabadbank.in | NHB |
| 2. | Andhra Bank | www.andhrabank.in | NHB |
| 3. | Bank of Baroda | www.bankofbaroda.co.in | NHB |
| 4. | Bank of India | www.bankofindia.com | NHB |
| 5. | Bank of Maharashtra | www.bankofmaharashtra.in | NHB |
| 6. | Canara Bank | www.canarabank.in | NHB |
| 7. | Central Bank of India | www.centralbankofindia.co.in | HUDCO |
| 8. | Corporation Bank | www.corpbank.com | NHB |
| 9. | Dena Bank | www.denabank.co.in | NHB |
| 10. | IDBI Bank Ltd. | www.idbi.com | NHB |
| 11. | Indian Bank | www.indian-bank.com | NHB |
| 12. | Indian Overseas Bank | www.iob.in | NHB |
| 13. | Oriental Bank of Commerce | www.obcindia.co.in | NHB |
| 14. | Punjab & Sind Bank | www.psbindia.com | NHB |
| 15. | Punjab National Bank | www.pnbindia.in | NHB |
| 16. | State Bank of India* | www.sbi.co.in | NHB |
| 17. | Syndicate Bank | www.syndicatebank.in | NHB |
| 18. | UCO Bank | www.ucobank.com | NHB |
| 19. | Union Bank of India | www.unionbankonline.co.in | NHB |
| 20. | United Bank of India | www.unitedbankofindia.com | NHB |
| 21. | Vijaya Bank | www.vijayabank.com | HUDCO |
| PRIVATE SECTOR BANKS | |||
| 1. | Axis Bank Ltd. | www.axisbank.com | NHB |
| 2. | Bandhan Bank Ltd. | www.bandhanbank.com | NHB |
| 3. | Catholic Syrian Bank | www.csb.co.in | NHB |
| 4. | City Union Bank | www.cityunionbank.com | HUDCO |
| 5. | DCB Bank Ltd. | www.dcbbank.com | NHB |
| 6. | Dhanlaxmi Bank Ltd. | www.dhanbank.com | HUDCO |
| 7. | Deutsche Bank AG | www.deutschebank.co.in | NHB |
| 8. | ICICI Bank Ltd. | www.icicibank.com | NHB |
| 9. | IDFC Bank Ltd. | www.idfcbank.com | NHB |
| 10. | J&K Bank | www.jkbank.net | HUDCO |
| 11. | Karnataka Bank Ltd. | www.karnatakabank.com | NHB |
| 12. | Karur Vysya Bank Ltd. | www.kvb.co.in | NHB |
| 13. | Kotak Mahindra Bank Ltd. | www.kotak.com | NHB |
| 14. | Lakshmi Vilas Bank | www.lvbank.com | HUDCO |
| 15. | Nanital Bank Ltd. | www.nainitalbank.co.in | HUDCO |
| 16. | SBM Bank (Mauritius) Ltd. | www.sbmgroup.mu | NHB |
| 17. | South Indian Bank Ltd. | www.southindianbank.com | HUDCO |
| 18. | Tamilnad Mercantile Bank Ltd. | www.tmb.in | NHB |
| 19. | The Federal Bank Ltd. | www.federalbank.co.in | NHB |
| 20. | Yes Bank | www.yesbank.in | NHB |
| REGIONAL RURAL BANKS | |||
| 1. | Allahabad UP Gramin Bank | www.allahabadgraminbank.in | NHB |
| 2. | Andhra Pradesh Grameena Vikas Bank | www.apgvbank.in | NHB |
| 3. | Andhra Pragati Grameena Bank | www.apgb.in | NHB |
| 4. | Arunanchal Pradesh Rural Bank | www.apruralbank.com | NHB |
| 5. | Assam Gramin Vikas Bank | www.agvbank.co.in | NHB |
| 6. | Bangiya Gramin Vikas Bank | www.bgvb.co.in | HUDCO |
| 7. | Baroda Gujarat Gramin Bank | www.bggb.in | NHB |
| 8. | Baroda Rajasthan Kshetriya Gramin Bank | www.brkgb.com | HUDCO |
| 9. | Baroda Uttar Pradesh Gramin Bank | www.barodagraminbank.com | NHB |
| 10. | Bihar Gramin Bank | www.bihargraminbank.in | HUDCO |
| 11. | Central Madhya Pradesh Gramin Bank | www.centralmpgraminbank.com | NHB |
| 12. | Chaitanya Godavari Grameena Bank | www.cggb.in | NHB |
| 13. | Chhattisgarh Rajya Gramin Bank | www.cgbank.in | NHB |
| 14. | Dena Gujarat Gramin Bank | www.dggb.co.in | NHB |
| 15. | Ellaquai Dehati Bank | www.edb.org.in | HUDCO |
| 16. | Gramin Bank of Aryavart | www.aryavart-rrb.com | NHB |
| 17. | Himachal Pradesh Gramin Bank | www.himachalgraminbank.org | NHB |
| 18. | J&K Grameen Bank | www.jkgb.in | HUDCO |
| 19. | Jharkhand Gramin Bank | www.jharkhandgraminbank.com | HUDCO |
| 20. | Karnataka Vikas Grameena Bank | www.kvgbank.com | NHB |
| 21. | Kashi Gomti Samyut Bank | www.kgsgbank.co.in | NHB |
| 22. | Kaveri Grameena Bank | www.kaverigrameenabank.com | NHB |
| 23. | Kerala Gramin Bank | www.keralagbank.com | NHB |
| 24. | Langpi Dehangi Rural Bank | www.ldrb.org | NHB |
| 25. | Madhya Bihar Gramin Bank | www.mbgbpatna.com | NHB |
| 26. | Madhyanchal Gramin Bank | www.mgbank.co.in | NHB |
| 27. | Maharashtra Gramin Bank | www.mahagramin.in | NHB |
| 28. | Manipur Rural Bank | www.manipurruralbank.com | NHB |
| 29. | Meghalaya Rural Bank | www.meghalayaruralbank.co.in | HUDCO |
| 30. | Mizoram Rural Bank | www.mizoramruralbank.com | NHB |
| 31. | Nagaland Rural Bank | Not Available | NHB |
| 32. | Narmada Jhabua Gramin Bank | www.njgb.in | NHB |
| 33. | Odisha Gramiya Bank | www.odishabank.in | NHB |
| 34. | Pallavan Grama bank | www.pallavangramabank.in | NHB |
| 35. | Pandyan Grama Bank | www.pandyangramabank.in | NHB |
| 36. | Pragathi Krishna Gramin Bank | www.pragathikrishnabank.com | NHB |
| 37. | Prathama Bank | www.prathamabank.org | NHB |
| 38. | Puduvai Bharathiar Grama Bank | www.puduvaibharathiargramabank.in | HUDCO |
| 39. | Punjab Gramin Bank | www.pgbho.com | NHB |
| 40. | Purvanchal Bank | www.purvanchalbank.com | HUDCO |
| 41. | Rajasthan Marudhara Gramin Bank | www.mgbbank.com | HUDCO |
| 42. | Saptagiri Grameena Bank | www.saptagirigrameenabank.in | NHB |
| 43. | Sarva Haryana Gramin Bank | www.shgb.co.in | NHB |
| 44. | Sarva UP Gramin Bank | www.upgb.com | HUDCO |
| 45. | Satluj Gramin Bank | www.sgbbathinda.co.in | HUDCO |
| 46. | Saurashtra Gramin Bank | www.sgbrrb.org | NHB |
| 47. | Telangana Grameena Bank | www.tgbhyd.in | HUDCO |
| 48. | Tripura Gramin Bank | www.tripuragraminbank.org | NHB |
| 49. | Utkal Grameen Bank | www.ugb.co.in | NHB |
| 50. | Uttarakhand Gramin Bank | www.uttarakhandgraminbank.com | HUDCO |
| 51. | Uttarbanga Kshetriya Gramin Bank | www.ubkgb.org | HUDCO |
| 52. | Uttar Bihar Gramin Bank | www.ubgb.in | NHB |
| 53. | Vanachal Gramin Bank | www.vananchalgraminbank.com | HUDCO |
| 54. | Vidharbha Konkan Gramin Bank | www.vkgb.co.in | |
| Adarsh Co-Operative Bank Ltd. | HUDCO | ||
| 2. | Assam Co-Operative Apex Bank | www.apexbankassam.com | HUDCO |
| 3. | Bihar State Co-operative Bank Ltd. | http://biharbank.bih.nic.in | HUDCO |
| 4. | Bombay Mercantile Co-operative Bank | www.bmcbankltd.com | NHB |
| 5. | Chhattisgarh Rajya Sahakari Bank Maryadit | www.cgapexbank.com | HUDCO |
| 6. | Citizen Credit Co-op Bank Limited | www.citizencreditbank.com | NHB |
| 7. | Cosmos Co-operative Urban Bank Ltd. | www.cosmosbank.com | HUDCO |
| 8. | Dombivli Nagari Sahakari Bank Ltd. | http://dnsbank.in | HUDCO |
| 9. | Jalgaon Janata Sahakari Bank Ltd. | www.jjsbl.com | NHB |
| 10. | Janaseva Sahakari Bank Ltd. | www.janasevabankpune.net | HUDCO |
| 11. | Janta Sahakari Bank Ltd. | www.janatabankpune.com | HUDCO |
| 12. | J&K State Cooperative Bank | HUDCO | |
| 13. | Jharkhand State Co-Operative Bank Ltd. | www.jscb.gov.in | HUDCO |
| 14. | Kallappanna Awade Ichalkaranji Janta Sahakari Bank Ltd. | www.ijsbank.com | HUDCO |
| 15. | Kalupur Commercial Co-operative Bank Ltd. | www.kalupurbank.com | HUDCO |
| 16. | Karad Urban Co-Operative Bank Ltd. | www.karadurbanbank.com | HUDCO |
| 17. | Kerala State Co-Operative Bank Ltd. | www.keralacobank.com | HUDCO |
| 18. | Lakhimpur Urban Co-Operative Bank Ltd. | www.lakhimpurucb.org | NHB |
| 19. | Mahanagar Co-Operative Bank Ltd. | www.mahanagarbank.com | HUDCO |
| 20. | Malviya Urban Cooperative Bank Ltd. | www.malviyabank.com | HUDCO |
| 21. | Meghalaya Co-Operative Apex Bank Ltd. | http://mcab.gov.in | HUDCO |
| 22. | Mehsana Urban Co-Operative Bank Ltd. | www.mucbank.com | HUDCO |
| 23. | Mizoram Cooperative Apex Bank Ltd. | www.mizoapex.com | HUDCO |
| 24. | NKGSB Co Operative bank Ltd. | www.nkgsb-bank.com | NHB |
| 25. | Nutan Nagarik Sahakari Bank Ltd. | www.nutanbank.com | HUDCO |
| 26. | Odisha State Cooperative Bank | www.oscb.coop | HUDCO |
| 27. | Prime Co-operative Bank Ltd. | www.primebankindia.com | NHB |
| 28. | Punjab & Maharastra Co- operative Bank Ltd. | www.pmcbank.com | NHB |
| 29. | Rajarambapu Sahakari Bank Ltd. | www.rajarambapubank.org | HUDCO |
| 30. | Rajkot Nagarik Sahakari Bank Limited | www.rnsbindia.com | NHB |
| 31. | Sangli Urban Co-Operative Bank Ltd. | www.sangliurbanbank.in | HUDCO |
| 32. | Saraswat Cooperative Bank Ltd. | www.saraswatbank.com | NHB |
| 33. | Sardar Bhiladwala Pardi People’s Co-Operative Bank Ltd. | www.pardipeoplesbank.in | HUDCO |
| 34. | Sarvodaya Commercial Co- operative Bank | www.sccbank.in | NHB |
| 35. | Shikshak Sahakari Bank Ltd. | www.shikshakbank.com | HUDCO |
| 36. | Shivalik Mercantile Co-Operative Bank | www.shivalikbank.com | NHB |
| 37. | Shri Mahalaxmi Co-Op Bank Ltd. | www.shrimahalaxmibankkolhapur.com | HUDCO |
| 38. | Shri Mahila Sewa Sahakari Bank Ltd. | www.sewabank.com | NHB |
| 39. | Shree Panchganga Nagari Sahakari Bank Ltd. | www.panchgangabank.com | HUDCO |
| 40. | Sikkim State Co-Operative Bank Ltd. | HUDCO | |
| 41. | SVC Co-Operative Bank Ltd. | www.svcbank.com | HUDCO |
| 42. | The Ahmedabad Mercantile Co- operative Bank Ltd. | www.amco-bank.com | NHB |
| 43. | The Arunachal Pradesh State Cooperative Apex Bank Ltd. | HUDCO | |
| 44. | The Bharat Co-operative Bank (Mumbai) Ltd. | www.bharatbank.com | NHB |
| 45. | The Central Co-Operative Bank Ltd. | www.ccbank.bg | HUDCO |
| 46. | The Goa State Co-Operative Bank Ltd. | www.gscbgoa.com | HUDCO |
| 47. | The Greater Bombay Co- operative Bank Ltd. | www.greaterbank.com | NHB |
| 48. | The Gujarat State Co-operative Bank Ltd | www.gscbank.co.in | NHB |
| 49. | The Himachal Pradesh State Cooperative Bank Ltd. | http://hpscb.com/ | HUDCO |
| 50. | The Jalgaon Peoples Co-Operative Bank Ltd. | www.jpcbank.com | HUDCO |
| 51. | The Kalyan Janata Sahakari Bank Ltd. | www.kalyanjanata.in | NHB |
| 52. | The Kurmanchal Nagar Sahakari Bank Ltd. | www.kurmanchalbank.com | HUDCO |
| 53. | The Nawangar Co-operative Bank Ltd. | www.nawanagarbank.co.in | NHB |
| 54. | The Pandharpur Urban Co-Operative Bank Ltd. | www.pandharpurbank.com | HUDCO |
| 55. | The Punjab State Cooperative Bank Ltd. | www.pscb.in | HUDCO |
| 56. | The Surat People’s Cooperative Bank Ltd. | www.spcbl.in | HUDCO |
| 57. | The Visakhapatnam Co-operative Bank Ltd. | www.vcbl.in | HUDCO |
| 58. | The West Bengal State Co- operative Bank Ltd. | www.wbscb.com | NHB |
| 59. | TJSB Sahakari Bank Ltd. | www.tjsbbank.co.in | HUDCO |
| 60. | Uttarakhand State Cooperative Bank Ltd. | www.ukstcbank.com | HUDCO |
| HOUSING FINANCE COMPANIES (HFCs) | |||
| 1. | Aadhar Housing Finance Ltd. | www.aadharhousing.com | NHB |
| 2. | Aditya Birla Housing Finance Ltd. | www.adityabirlahomeloans.com | NHB |
| 3. | Akme Star Housing Finance Ltd. | www.akmestarhousing.com | NHB |
| 4. | Altum Credo Home Finance Private Ltd. | www.altumcredo.com | NHB |
| 5. | Aptus Value Housing Finance India Ltd. | www.aptusindia.com | NHB |
| 6. | Aspire Home Finance Corporation Ltd. | www.ahfcl.com | NHB |
| 7. | AU Housing Finance Ltd. | www.auhfin.in | NHB |
| 8. | Bee Secure Home Finance Pvt. Ltd. | www.incred.com | NHB |
| 9. | Can Fin Homes Ltd. | www.canfinhomes.com | NHB |
| 10. | Capital First Home Finance Ltd. | www.capfirst.com | NHB |
| 11. | Capri Global Housing Finance Private Limited | www.cgcl.co.in | NHB |
| 12. | Cent Bank Home Finance Ltd. | www.cbhfl.com | NHB |
| 13. | Centrum Housing Finance Ltd. | www.centrum.co.in | NHB |
| 14. | Dewan Housing Finance Corporation Ltd. | www.dhfl.com | NHB |
| 15. | DHFL Vyasa Housing Finance Ltd. | www.dvhousing.com | NHB |
| 16. | DMI Housing Finance Pvt. Ltd. | www.dmihousingfinance.in | NHB |
| 17. | Edelweiss Housing Finance Ltd. | www.edelweissfin.com | NHB |
| 18. | Essel finance Home loans Ltd. | NHB | |
| 19. | Fast Track Housing Finance Pvt. Ltd. | www.fasttrackhfc.com | NHB |
| 20. | Fullerton Home Finance Company Ltd. | www.fullertonindia.com | NHB |
| 21. | GIC Housing Finance Ltd. | www.gichfindia.com | NHB |
| 22. | GRUH Finance Ltd. | www.gruh.com | NHB |
| 23. | Habitat Microbuild India Housing Finance Company Pvt. Ltd. | www.microbuildindia.com | NHB |
| 24. | HBN Housing Finance Ltd. | www.hbnhousing.com | NHB |
| 25. | Hinduja Housing Finance Limited | www.hindujahousingfinance.com | NHB |
| 26. | Home First Finance Company India Pvt. Ltd. | www.homefirstindia.com | NHB |
| 27. | Housing and Urban Development Corporation Ltd. | www.hudco.org | NHB |
| 28. | Housing Development Finance Corporation Ltd. | www.hdfc.com | NHB |
| 29. | ICICI Home Finance Company Ltd. | www.icicihfc.com | NHB |
| 30. | IKF Housing Finance Private Limited | www.ikffinance.com | NHB |
| 31. | India Bulls Housing Finance Ltd. | www.indiabullshomeloans.com | NHB |
| 32. | India Home Loan Ltd. | www.indiahomeloan.co.in | NHB |
| 33. | India Infoline Housing Finance Ltd. | www.iiflhomeloans.com | NHB |
| 34. | India Shelter Finance Corporation Ltd. | www.indiashelter.in | NHB |
| 35. | IndoStar Home Finance Pvt. Ltd. | www.indostarcapital.com | NHB |
| 36. | Khush Housing Finance Ltd. | www.khfl.co.in | NHB |
| 37. | KIFS Housing Finance Pvt. Ltd. | www.kifshousing.com | NHB |
| 38. | L & T Housing Finance Ltd. | www.lthousingfinance.com | NHB |
| 39. | LIC Housing Finance Ltd. | www.lichousing.com | NHB |
| 40. | Magma Housing Finance | www.magmahfc.co.in | NHB |
| 41. | Mahindra Rural Housing Finance Ltd. | www.mahindrahomefinance.com | NHB |
| 42. | Mamata Housing Finance Company Pvt. Ltd. | www.mamtahousingfinance.com | NHB |
| 43. | Manibhavnam Home Finance India Pvt. Ltd. | www.manibhavnam.com | NHB |
| 44. | Manipal Housing Finance Syndicate Ltd. | www.manipalhousing.com | NHB |
| 45. | Mannappuram Home Finance Pvt. Ltd. | www.manappuram.com | NHB |
| 46. | MAS Rural Housing and Mortgage Finance Ltd. | www.mrhmfl.co.in | NHB |
| 47. | Mentor Home Loans India Ltd. | www.mentorhousing.com | NHB |
| 48. | Micro Housing Finance Corporation Ltd. | www.mhfcindia.com | NHB |
| 49. | Muthoot Homefin(India) Ltd. | www.muthootfinance.com | NHB |
| 50. | Muthoot Housing Finance Company Ltd. | www.muthootgroup.com | NHB |
| 51. | National Trust Housing Finance Ltd. | www.natrusthome.com | NHB |
| 52. | Navarathna Housing Finance Ltd. | NHB | |
| 53. | New Habitat Housing Finance and Development Ltd. | www.newhabitat.in | NHB |
| 54. | Nivara Home finance limited | www.nivarahousing.com | NHB |
| 55. | North East Region Housing Finance Company Ltd. | www.nerhofic.co.in | NHB |
| 56. | Orange City Housing Finance Ltd. | www.ochfl.com | NHB |
| 57. | Panthoibi Housing Finance Company Ltd. | www.phfcl.org.in | NHB |
| 58. | Piramal Housing Finance Pvt. Ltd. | www.piramalhousing.in | NHB |
| 59. | PNB Housing Finance Ltd. | www.pnbhousing.com | NHB |
| 60. | RAAS Housing Finance (India) Ltd. | www.raashfc.com | NHB |
| 61. | Reliance Home Finance Ltd. | www.reliancehomefinance.com | NHB |
| 62. | Religare Housing Development Finance Corporation Ltd. | www.religarehomeloans.com | NHB |
| 63. | Repco Home Finance Ltd. | www.repcohome.com | NHB |
| 64. | Sahara Housing Fina Corporation Ltd. | www.saharahousingfina.com | NHB |
| 65. | Saral Home Finance Ltd. | www.saraldhan.com | NHB |
| 66. | SEWA Grih Rinn Ltd. | www.sgrlimited.in | NHB |
| 67. | Shriram Housing Finance Ltd. | www.shriramhousing.in | NHB |
| 68. | Shubham Housing Development Finance Company Pvt. Ltd. | www.shubham.co | NHB |
| 69. | SRG Housing Finance Ltd. | www.srghousing.com | NHB |
| 70. | Sundaram BNP Paribas Home Finance Ltd. | www.sundarambnpparibashome.com | NHB |
| 71. | Supreme Housing Finance Limited | www.supremehomeloans.com | NHB |
| 72. | Swagat Housing Finance Company Ltd. | www.swagathfc.in | NHB |
| 73. | Swarna Pragati Housing Microfinance Private Limited | www.swarnapragatihousing.com | NHB |
| 74. | Tata Capital Housing Finance Ltd. | www.tatacapitalhfl.com | NHB |
| 75. | Ummeed Housing Finance Private Limited | www.ummeedhfc.com | NHB |
| 76. | USB Housing Finance Corporation Ltd. | www.usbhousing.in | NHB |
| 77. | Vastu Housing Finance Corporation Ltd. | www.vastuhfc.com | NHB |
| 78. | Viva Home Finance Ltd. | www.vivagroup.in | NHB |
| 79. | West End Housing Finance Limited | www.westendhfl.com | NHB |
| SMALL FINANCE BANKS | |||
| 1. | AU Financiers Ltd. | www.aufin.in | NHB |
| 2. | Capital Small Finance Bank Limited | www.capitalbank.co.in | NHB |
| 3. | ESAF Small Finance Bank | http://emfil.org | HUDCO |
| 4. | Equitas Small Finance Bank | www.equitasbank.com | NHB |
| 5. | Janalakshmi Financial Services Ltd. | www.janalakshmi.com | NHB |
| 6. | Suryoday Small Finance Bank Ltd. | www.suryodaybank.com | NHB |
| 7. | Ujjivan Small Finance Bank | www.ujjivan.com | NHB |
| 8. | Utkarsh Small Finance Bank Ltd. | www.utkarshmfi.com | NHB |
| NON BANKING FINANCE COMPANY – MICRO FINANCE INSTITUTION | |||
| 1. | Annapurna Micro Finance Pvt. Ltd. | www.ampl.net.in | NHB |
| 2. | Bharat Financial Inclusion Ltd | www.bfil.co.in | NHB |
| 3. | Cholamandalam Investment & Finance Company Ltd. | www.cholamandalam.com | HUDCO |
| 4. | Digamber Capfin Limited | www.digamberfinance.com | NHB |
| 5. | Margdarshak Financial Services limited | www.margdarshak.org.in | NHB |
| 6. | Satya Micro Capital Ltd. | www.satyamicrocapital.com | NHB |
| 7. | Spandana Sphoorty Financial Ltd. | www.spandanaindia.com | NHB |
| 8. | SV Creditline Private Limited | www.svcl.in | |
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