Deposit Rs 48 per day, 1 crore insurance cover
Life Insurance Corporation of India (LIC of India) operates various life assurance schemes. This insurance plan is suitable for people of all income classes. Some believe that LIC doesn’t run any quite term plan. Which is totally wrong.
LIC also has many such policies which are term plans. However, it can only be purchased online. LIC’s term plan provides good protection to the policyholder’s family at a way lower premium. LIC’s term plan policy is sold as a tech term plan
Life Insurance Corporation of India (LIC of India) operates various life
assurance schemes. This insurance plan is suitable for people of all income classes. Some believe that LIC doesn’t run any quite term plan. Which is totally wrong. LIC also has many such policies which are term plans. However, it can only be purchased online. LIC’s term plan provides good protection to the policyholder’s family at a way lower premium. LIC’s term plan policy is sold as a tech term plan.
this is often the annual premium for a canopy of Rs 50 lakh
consistent with the LIC(www.licindia.in) Term Plan Policy Premium Calculator, if a 30-year-old buys this term policy, he will need to pay a premium of only Rs 9,912 once a year for a canopy of Rs 50 lakh including GST. At an equivalent time, taking a canopy of Rs one crore, the person will need to pay a premium of only Rs 17,445.
That’s the cost a day
Accordingly, for a canopy of Rs 50 lakh, one has got to spend Rs 27 daily, while for a canopy of Rs one crore, it’ll cost Rs 48 per day. Accordingly, buying this term policy may be a bargain.
Term plan from 10 to 40 years
The term of LIC Tech Term Plan is from 10 years to 40 years. Anyone between the ages of 10 and 65 can buy this plan. However, its cover are going to be available only to policyholders till the age of 80 years. this suggests that if an individual dies at the age of 80, his family won’t get the advantage of this cover. However, if he dies before the age of 80, his family will get the advantage of cover.
Low premium for ladies
during this policy women need to pay less premium than men. With this, the policyholder will get cover just in case of accident. the speed of premium is lower for non-smokers and smokers will need to pay higher premium.
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