Education News 23 February
Life Insurance (though it shouldn't be) is to this day a very controversial issue. There seems to be a lot of different types of life insurance out there, but there are really only two kinds. They are Term Insurance and Whole Life (Cash Value) Insurance. Term Insurance is pure insurance.
It protects you over a certain period of time. Whole Life Insurance is insurance plus a side account known as cash value. Generally speaking, consumer reports recommend term insurance as the most economical choice and they have for some time. But still, whole life insurance is the most prevalent in today's society. Which one should we buy?
Let's talk about the purpose of life insurance. Once we get the proper purpose of insurance down to a science, then everything else will fall into place. The purpose of life insurance is the same purpose as any other type of insurance. It is to "insure against loss of". Car insurance is to insure your car or someone else's car in case of an accident. So in other words, since you probably couldn't pay for the damage yourself, insurance is in place. Home owners insurance is to insure against loss of your home or items in it. So since you probably couldn't pay for a new house, you buy an insurance policy to cover it.
Life insurance is the same way. It is to insure against loss of your life. If you had a family, it would be impossible to support them after you died, so you buy life insurance so that if something were to happen to you, your family could replace your income. Life insurance is not to make you or your descendants rich or give them a reason to kill you. Life insurance is not to help you retire (or else it would be called retirement insurance)! Life insurance is to replace your income if you die. But the wicked ones have made us believe otherwise, so that they can overcharge us and sell all kinds of other things to us to get paid.
SCHOOL NEWS
અહીં સ્કૂલ ને લગતા news જાણવા મળશે. ફોટો પર clik કરતા downlod થઇ શકશે
અમારા શિક્ષણ અપડેટ ગ્રુપ માં જોડાઓ clik here
dt 21.2.2022 na agtynaa news
ગુજરાત સરકારના કર્મચારીઓ માટે અગત્યનો મેસેજ
કર્મચારી મિત્રો પડતર પ્રશ્નો ભાગ 2 - સાતમા પગાર પંચ મુજબ ભથ્થા વગેરે પ્રશ્નો બાબતે ટ્વીટર અભિયાન ચાલુ હોઈ તારીખ 21/2/2022 ના રોજ તમામ કર્મચારી એ ટ્વીટર ડાઉનલોડ/અપડેટ આ લીંક પર થી ફરજિયાત કરી લેવું અને જે લોકો ને ટ્વીટર વાપરવા સબંધી મુશ્કેલી હોય તો આ લીંક પર આપેલ વિડિઓ અવશ્ય જોઈ લેવો
ટ્વિટર ahi clik kari downlod karo
ટ્વિટર નો ઉપયોગ કેવી રીતે કરવો એના માટે અહી ક્લિક કરો
ભારત માં ટ્વીટર ટ્રેન્ડ લાઈવ જોવા માટે અહી ક્લિક કરો
જે હેશટેગનો ઉપયોગ કરવાનો છે તેલિન્કમાંથી કોપી કરી શકશો.
16-02-2022, બુધવાર ફિક્સ પગારની પોલિસી મુદ્દે (16-02-2006 રાજયમાં ફિકસ પગારની નીતિ અમલમાં આવી હોવાથી) #withdraw_fixpaycase_from_supremecourt તથા #remove_fixpaypolicy_ gogujarat
(ઉપરોક્ત બન્ને હેશ ટેગનો ફરજીયાત ઉપયોગ કરવો)
21-02-2022, સોમવાર સાતમાં પગાર પંચના બાકી ભથ્થા માટે #release_7thpay_allowance_gogujarat
જો તમે શિક્ષક છો તો આ બાબત જાણી લેવી જોઈએ
How Does Life Insurance Work?
Rather than make this complicated, I will give a very simple explanation on how and what goes down in an insurance policy. As a matter of fact, it will be over simplified because we would otherwise be here all day. This is an example. Let's say that you are 31 years old. A typical term insurance policy for 20 years for $200,000 would be about $20/month. Now... if you wanted to buy a whole life insurance policy for $200,000 you might pay $100/month for it. So instead of charging you $20 (which is the true cost) you will be overcharged by $80, which will then be put into a savings account.
Let's talk about the purpose of life insurance. Once we get the proper purpose of insurance down to a science, then everything else will fall into place. The purpose of life insurance is the same purpose as any other type of insurance. It is to "insure against loss of". Car insurance is to insure your car or someone else's car in case of an accident. So in other words, since you probably couldn't pay for the damage yourself, insurance is in place. Home owners insurance is to insure against loss of your home or items in it. So since you probably couldn't pay for a new house, you buy an insurance policy to cover it.
Life insurance is the same way. It is to insure against loss of your life. If you had a family, it would be impossible to support them after you died, so you buy life insurance so that if something were to happen to you, your family could replace your income. Life insurance is not to make you or your descendants rich or give them a reason to kill you. Life insurance is not to help you retire (or else it would be called retirement insurance)! Life insurance is to replace your income if you die. But the wicked ones have made us believe otherwise, so that they can overcharge us and sell all kinds of other things to us to get paid.
Important Link
UGC NET result click here
Important links for date:-21-2-2022
અહીં સ્કૂલ ને લગતા news જાણવા મળશે. ફોટો પર clik કરતા downlod થઇ શકશે
અમારા શિક્ષણ અપડેટ ગ્રુપ માં જોડાઓ clik here
dt 21.2.2022 na agtynaa news
ગુજરાત સરકારના કર્મચારીઓ માટે અગત્યનો મેસેજ
કર્મચારી મિત્રો પડતર પ્રશ્નો ભાગ 2 - સાતમા પગાર પંચ મુજબ ભથ્થા વગેરે પ્રશ્નો બાબતે ટ્વીટર અભિયાન ચાલુ હોઈ તારીખ 21/2/2022 ના રોજ તમામ કર્મચારી એ ટ્વીટર ડાઉનલોડ/અપડેટ આ લીંક પર થી ફરજિયાત કરી લેવું અને જે લોકો ને ટ્વીટર વાપરવા સબંધી મુશ્કેલી હોય તો આ લીંક પર આપેલ વિડિઓ અવશ્ય જોઈ લેવો
ટ્વિટર ahi clik kari downlod karo
ટ્વિટર નો ઉપયોગ કેવી રીતે કરવો એના માટે અહી ક્લિક કરો
ભારત માં ટ્વીટર ટ્રેન્ડ લાઈવ જોવા માટે અહી ક્લિક કરો
જે હેશટેગનો ઉપયોગ કરવાનો છે તેલિન્કમાંથી કોપી કરી શકશો.
16-02-2022, બુધવાર ફિક્સ પગારની પોલિસી મુદ્દે (16-02-2006 રાજયમાં ફિકસ પગારની નીતિ અમલમાં આવી હોવાથી) #withdraw_fixpaycase_from_supremecourt તથા #remove_fixpaypolicy_ gogujarat
(ઉપરોક્ત બન્ને હેશ ટેગનો ફરજીયાત ઉપયોગ કરવો)
21-02-2022, સોમવાર સાતમાં પગાર પંચના બાકી ભથ્થા માટે #release_7thpay_allowance_gogujarat
જો તમે શિક્ષક છો તો આ બાબત જાણી લેવી જોઈએ
How Does Life Insurance Work?
Rather than make this complicated, I will give a very simple explanation on how and what goes down in an insurance policy. As a matter of fact, it will be over simplified because we would otherwise be here all day. This is an example. Let's say that you are 31 years old. A typical term insurance policy for 20 years for $200,000 would be about $20/month. Now... if you wanted to buy a whole life insurance policy for $200,000 you might pay $100/month for it. So instead of charging you $20 (which is the true cost) you will be overcharged by $80, which will then be put into a savings account.
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