Useful for you / As soon as December starts, these 5 rules of your work will change, directly affecting money
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YONO SBI lets you Bank, Shop, Travel, Pay Bills, Recharge, Invest, avail IRCTC ticket booking, use UPI to transfer money, book movie tickets. With SBI YONO, convenience has a new name.
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Registration process:
YONO is supported on Android 5.1 and above.
Ø Install/Update new version of App from Play Store and open.
Ø Allow all required permission (location, make/manage phone calls).
Ø Select SIM of CBS Registered Mobile Number (RMN) and allow for SMS permission and submit NEXT.
Ø An encrypted SMS with a unique code will be sent from the device to a pre-defined Number 7718965316 to verify the customer. Kindly note that for sending the SMS standard SMS charges are applicable as per your telecom plan. The SIM should have active outgoing SMS facility. In some devices, the user may have to allow sending the SMS from the outbox.
Ø If there are multiple CIFs attached with same mobile number, system will prompt for the account number and DOB for finding out a unique customer by the mobile number.
Ø If the customer is already having online banking facility of SBI, App will automatically prompt to proceed to Register on YONO with existing user credentials (Online Banking User ID and Password). After entering User ID and Password, customer will receive an OTP on Registered Mobile Number. User has to enter the OTP in the app to complete registration with an optional setting of MPIN.
Ø If the existing SBI customer is not having Online banking credentials, App will prompt to proceed to create INB credential using “Account Details” and “ATM Card” based registration process.
Ø If Non RMN SIM is selected, User will land on account opening screen. If customer claims that selected SIM is already registered with bank, user needs to visit nearest branch with KYC for updating/validating the mobile number in bank account.
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YONO SBI, SBI’s latest mobile banking offering is an extension of our trusted banking legacy which gave India secure digital products such as YONO Lite and SBI Net Banking. YONO SBI puts India’s largest range of products and services at your fingertips.
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• India’s largest shopping marketplace – Exclusive discounts and offers for SBI customers across merchants who offer shopping, vacation bookings, flight and bus ticket bookings, train ticket bookings through IRCTC, food delivery and much mor
• Quick Transfer - Immediate fund transfer to new beneficiary up to Rs 25,000/- per day
• One view - Link and view your relationships with all State Bank entities (Credit Cards, Life Insurance, General Insurance, Travel Insurance, Accident Insurance, SIP, Mutual Funds or investments) in one app
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• Liquidity on the go – Use this one click facility to avail overdraft against Fixed Deposit
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The method of withdrawing money from ATMs may change from the month of December. A part from this, LPG, PNG and CNG prices may change. If the pensioners do not deposit the life certificate by November 30, they may face trouble from December 1.
ATM withdrawal rules will change
Pensioners to deposit life certificate till 30 November
These rules will change from December 1
The month of December is starting from tomorrow. We know that every month comes with some new changes. In such a situation some changes are going to happen with the beginning of the month of December. These changes will affect our daily lives.
So it is important to know about them.
Let us know what important changes are going to happen on December 1 and how will it affect our lives?
Prices of LPG-CNG and PNG may also change
Commercial cylinder prices were reduced early last month.
But there has been no change in domestic LPG cylinder prices.
In such a situation, it is hoped that LPG cylinders can become cheaper this time from December 1.
Data for the month of October showed signs of a slowdown in retail inflation.
After this, it is expected that petroleum companies may also announce changes in cooking gas prices later this month.
However, whether this will happen or not will be clear only by the morning of December 1.
Apart from this, changes in CNG and PNG prices may also be announced.
Change in mode of cash withdrawal from ATMs
The method of withdrawing money from ATMs may also change from December.
Currently, the method we use to withdraw cash from ATMs is often prone to fraud.
According to the information, Punjab National Bank may change the process of withdrawing cash from ATMs in the month of December.
It said that from December 1, an OTP will be generated on your mobile number as soon as you insert the card in the ATM.
Cash will be released only after entering this OTP in the given column on the ATM screen.
Train schedule will vary
In the month of December, winter starts to get colder in most parts of the country. Fog starts increasing with winter. Due to which there is difficulty in movement of trains.
As a result railways have to decide to cancel many trains.
Railways also changes its time table in view of fog. In such a situation, it is expected that the railways will revise the railway timetable in the month of December and the trains will be run as per the new time table.
Pensioners cannot deposit life certificate
Last date for submission of Life Certificate i.e. Life Certificate for pensioners is 30 November 2022. In such a situation, if they have not submitted their life certificate by the end of this month, they may face the inconvenience of doing so from December 1. If the life certificate is not submitted on time, their pension may also be stopped.
Banks will not work for 13 days
Banks will remain closed for a total of 13 days in the month of December.
These holidays include second and fourth Saturdays and Sundays.
Christmas, the last day of the year (December 31) and the birth anniversary of Guru Gobind Singh Ji also fall in this month.
There will also be a bank holiday on this occasion.
Many states also have holidays based on local festivals.
Banks will be closed on holidays.
However, customers will be able to do their work through online banking during this time.
December 3: Feast of St. Francis Xavier (Panaji).
December 4: Sunday (all venues)
December 5: Polling day in Gujarat Assembly Election 2022 (Ahmedabad).
December 10: Second Saturday (everywhere)
December 11: Sunday (all venues)
December 12: Pa-Togan Nengminja Sangma (Shillong)
December 18: Sunday (all venues)
December 19: Goa Liberation Day (Panaji)
December 24: Fourth Saturday (everywhere)
December 25: Sunday (all venues)
December 26: Christmas Celebration/Losong/Namsoong (Aizawl, Gangtok, Shillong)
December 29: Birthday of Guru Gobind Singh Ji (Chandigarh)
30 December: U Kiang Nangbah (Shillong)
31 December: New Year's Eve (Aizawal)
Income tax return for the financial year 2021-22 can be filed along with the penalty
If you have not yet filed your income tax return for 2021-22.
So you can file it till 31st December with penalty.
If your total income is less than 5 lakh rupees then you have to pay a penalty of 1000 rupees.
If the total income is Rs.
5 lakhs, the fine will be increased to Rs.
5,000 will be.
The third installment of advance tax can be deposited till 15th December
The last date for payment of third installment of advance tax for 2022-23 is 15 December.
Whose annual income tax is more than 10,000 rupees.
They have to deposit advance tax.
If they do not deposit 75 percent tax advance or deposit less tax by December 15, one percent interest will be charged.
You can file the revised return till 31st December
It is possible that you have filed income tax return for the financial year 2021-22 and there has been an error.
In such a situation you can file the revised return till 31st December.
The error cannot be corrected after this.
Because of this you may get a notice from the Income Tax Department.
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